Pension Design Serviceswe pride ourselves on our availability, depth of service and integrity
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Design and Implementation: 

  • Assistance and recommendations with plan design choices
  • We obtain a Federal ID Number for the plan
  • Plan Documents ready for signature
  • Sample Board Resolution ready for execution
  • Summary Plan Description (for distribution to participants)
  • When needed, we prompt you to obtain an ERISA Fidelity Bond

Annual Administration/Valuation:

  • 5500 IRS form filing (with schedules) ready for signature
  • PBGC Filing (for Defined Benefit Pension Plans)
  • Individual Benefit Statements with Summary Annual Reports
  • Profit Sharing and/or Match Contribution allocation
  • Plan asset reconciliation, including participant loans
  • Forfeiture allocation
  • Top-Heavy testing
  • Cross-testing, where applicable
  • 401(k) Annual Deferral Percentage testing (also ACP)
  • Minimum Coverage testing
  • 70 ½ minimum Required Distributions
  • Prompts for new participant enrollment
  • Prompts for terminated participant distributions
  • Prompt for large plan audit when needed
  • ERISA Fidelity Bond, prompt for increase when needed
  • Incidental Insurance Test

Ancillary Services: 

  • Benefit Distributions
  • Loan Administration
  • Assist with/proof asset transfer from one investment to another
  • Qualified Domestic Relations Order distributions
  • Plan Amendments and Restatements
  • Audit assistance
  • On-going plan design recommendations
Pension Design Services 2007